Video Disclaimer

The purpose of this presentation is not to give you, the viewer, any specific personal advice or recommendations, but to help educate you, the viewer, in the many options that one should probably discuss with their financial adviser or investigate before investing in, or purchasing a financial or insurance product.

I referenced information from a lot of websites I used for illustrations, these are not recommendations, these are just what I found when I did a “Google” search. You can go to them and decide for yourself if the information is appropriate for you.

The material discussed is meant for general illustration and /or informational purposes only and is not to be construed as investment, tax or legal advice to YOU the viewer specifically. You need to see a professional to discuss YOUR personal situation.

This presentation contains information from a variety of sources and contains some personal opinions and other expressions of the author. While every reasonable effort has been made to ensure the most accurate and up-to-date information in this presentation, the author personally, makes no guarantee of accuracy of any of the information contained herein. The information may not always accurately reflect current specific items, features, or options. Additionally, the author cannot be held responsible for errors (human or electronic). If there is any doubt as to the accuracy of any information in this presentation, the viewer is responsible to verifying same against an alternative source.

In no event shall the author be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such information in this presentation. See a professional for YOUR specific situation before you invest or purchase.

There, I hope this covered my butt well enough…