Monday, August 31, 2015

Internet Blackmail?

I know many of you are a lot like me, I rely on the Internet for most of my research. Yes, I have to be very careful and mindful of the sources of that information. A lot of what is on the internet is just opinions of the people writing it without any fact checking. Like the news on TV and cable these days seems everyone has an agenda.... everyone has an opinion, facts are irrelevant. Data is based on "surveys" and not research. So be careful where you get your information, dose it seem to be backed up with facts or just numbers pulled out of their backside?

If you are a business owner, like myself, we are completely at the mercy of the internet. It is so easy to be targeted by so-called-watchdogs. Almost every rating group has a fee that they expect all business people to pay for a good rating. Some of you have seen it in the press, the shake-downs that has been occurring. Businesses once contacted, that don't pay, get poor ratings over night. Only negative reviews show up from nowhere. Stories are related that never happened. But, the damage to your reputation is real!

All I can say is, do your own checking. If you see a business and you are interested in it, try it yourself. Check it out, be careful in case it is true, but at least give it a good look. Don't miss out on something good because of "Blackmail" or "Revenge" reviews. It is so easy for bad people to hurt good people on the internet because there isn't any recourse for the business. No business can afford to pay ALL the fees from ALL the ratings companies without going out-of-business.

When it comes to business, the happy clients and customers don't go out of their way to say thank you or write good reviews, in a way, good service and products are expected, aren't they? Don't you expect good service and products? So there isn't any driving force compelling you to express the obvious. And it's fine with all of us in business, we don't expect to be praised for doing our job! The propblem is the people that can't be pleased or a morals-less competitor.... we all know some of them. Nothing you can do will ever satisfy them. Some people just look to cause trouble, some people get off on inflicting pain and grief. This is life.

So all I'm asking is to be aware that the internet makes hate and vindictiveness easy. Don't be used as a tool to hurt and ruin good people, but don't get taken by a bad business person either. Just be as fair minded as you can and understand that "Bad Reviews" are like "cockroaches" you can find them everywhere and are hard to kill and they multiply like crazy. On the other hand, happy people leave happy and really don't think about it, so good reviews are more rare and an unexpected pleasure to receive and treasure.

Take care and be safe.

Wednesday, August 12, 2015

Maybe 2015 is the year we will dread?

We are at the TOP of a NEW economic crash AGAIN.
History always repeats, and it looks like we are rounding the corning of our next calapse. Watch my video and decide for yourself. At least do something while you still have time to protect what you have spent most of your life building. The worst thing that can happen if I'm wrong, is that some of your assets will be protected. What's wrong with that? Take care and be safe.

Wednesday, August 5, 2015

Maybe 2008 is back early! Could it be Oct. 2015?

Heads up all, I just read an email from Weiss Ratings "It's all about to come crashing down." Where Larry Edelson, Senior Analyst, Weiss Research said "You always knew a day of reckoning would come. No civilization can go on piling up trillion-dollar debts forever. No government that buried itself in this much debt ever survived. Now, I have compelling evidence that, on October 7, 2015, it will all begin to come crashing down." Wow, October 7th! What do you think? Take care and be safe.

Tuesday, August 4, 2015

An Evaluation of Indexed Strategies

I am working on the data to evaluate the 3 primary Indexed Strategies to try and figure out which one if any, has a higher chance of success over the other two. This will be interesting, so far I've had a few surprises already! Take care and be safe.

Monday, August 3, 2015

I just uploaded my FIA video!

I just finished my video that explains how Fixed Index Annuities work and their 3 basic Index Strategies. I hope this will help everyone to finally understand why they are so powerful when your goal is protecting and growing your retirement income. Also why having an income you can't outlive allows you to have a bigger income payout with less money.