Looks like it's starting, can YOU really afford to wait and see?

We need a -47% correction to bring the S&P 500 back in balance. That means IF your account suffers the FULL loss, you will need to get a return of +88.68% to break-even! How long will it take your account to "Break-even"? Call me to get your ABC RISK management done and determine IF an "Endless Money Stream" or "Streams" will work to protect your future. Before it's too late again! Remember 2008?

We made it through 2015 without the -47% correction, maybe 2016 it will collapse!

The S&P 500 data showed us last year in 2015 that it was do for a another major correction of about -46% over-pressure was at 121%. We ended the year with only a -0.73% . So far as of today in 2016 we are at -7% which leaves another -41% that it has to drop to get to balance the over-pressure of 104%. Will 2016 be the big correction year? or will we have a repeat of 2000 when it took 3 years to drop the -47%? Either way, it should be dropping this year for some or all of the correction needed for balance. Make sure you are ready! Get your accounts balanced according to your ABC Risk allocation percentages! See the S&P 500 chart on this blog AND watch the Market Crash video I posted here.

Take care and be safe.

A Major Social Security Change has occured....

As I have been warning for years now, the Social Security system is over loaded and big changes are coming.... On November 2, 2015, President Barack Obama signed into law the Bipartisan Budget Act of 2015. In this act, was a major change to our Social Security Benefits.

The elimination of the "file and suspend" and "file and restrict" strategies by May 1, 2016. This "was" the greatest way for married couples to increase their benefits significantly between the ages of 66 and 80. The details have not been made available as of yet. I will let you know as soon as I know.

Bottom line, the changes are coming. IF, you are at full retirement age 66 or (67 if born 1960+) before May 1, 2016, as of now... it seems you will still be allowed to utilize the strategies and still have your 8% growth to age 70. After that you will not be able to use these strategies.

Take care and be safe

Finally finished and uploaded the "Endless Money Streams" video today.

I was finally able to complete the "Endless Money Streams" video today. I hope it will simplify the process of understanding and building "Endless Money Streams" in your own retirement plans. Like anything you may have on your mind, just ask me!
Take care and be safe.

A little late on the new video...

Thank you in advance for your patience, I'm a little behind on the new "Endless Money Streams" video. It has proven a little more challenging to put my thoughts together in a clean and clear presentation as it was in my vision. Take care and be safe.

Another NEW video is coming, "Endless Money Streams".

I'm making a NEW video that will be done BEFORE the Evaluation of Index Strategies Video, it is about building endless money streams. I hope to have it done today or tomorrow.

I just updated the "How to Survive the Coming Crash" Video.

There were a few typos and verbal mistakes on the video that were easier to correct so I did. I uploaded the changes today. There are still a few like when I said Drugs instead of Med's but that is minor. Also on the Medicaid I said at age 85 instead of age 65 they will get it back from your estate when you pass away, however the print is correct at age 65. Take care and be safe,Victor.